Gather essential documents including ID, proof of income, and credit reports to streamline your loan application. Ensure timely processing by providing all required paperwork
- Discuss Your Needs: Meet with our loan advisor to understand your home financing needs and goals. - Pre-Qualification: Provide basic financial information to receive a preliminary loan estimate.
Complete Application: Fill out the loan application form with details about your financial situation and the property. Submit Documentation: Provide necessary documents such as income proof, credit history, and identification.
Credit Check: We review your credit report to assess your eligibility and determine loan terms. Property Appraisal: The property will be appraised to establish its market value.
Loan Approval: Once approved, we provide a loan offer detailing the terms, rates, and conditions. Review Terms: Carefully review the loan offer and ask any questions about the terms or conditions.
Final Documentation: Sign the final loan documents and complete any additional paperwork. Close the Loan: Finalize the loan agreement and transfer funds for the purchase or refinancing.
Manage Your Loan: Access online tools for managing payments, tracking loan status, and making adjustments as needed. Customer Support: Contact us for any questions or assistance throughout the life of your loan.